Every year, the Environmental Protection Agency (EPA) says there are more than 200,000 water main breaks in the United States. Finding these sneaky leaks is tricky; your home could get seriously damaged if you ignore them. That’s not just a waste of resources, but it can also increase your water bills. If you have a water main or plumbing issue, don’t wait—call the skilled team at Elizabeth Drain Service. We’re here every day of the year, ready to help with water main leaks and plumbing repairs.
Does the Original Homeowners Policy Apply to a Broken Water Main?
Most home insurance usually covers water damage, but you need to know it might not cover everything. If the leak starts outside your home on public land, there might need to be more than regular insurance. For instance, if a tree root breaks your water main, your insurance might not pay for it.
Talk to your insurance agent to be sure about what your insurance covers. They can help you determine if you need extra protection for your home from plumbing problems and water main issues. At Elizabeth Drain Service, we know how annoying dealing with a broken water main is. That’s why we’re here 24/7 to help with emergency plumbing services. We’ll quickly find a solution to ease the trouble on your property caused by water main problems.
What Does Water Damage Cover Under Homeowners Insurance?
Regular home insurance covers water damage from things inside your house, like broken heating, plumbing, or appliances. It includes accidents, too, like pipes bursting in kitchens or bathrooms. But water backup coverage is another kind of coverage, which is like extra protection. Adding it to your regular home insurance is a good idea for more safety.
Water backup coverage is essential, especially if your sewer line gets clogged. If a leak and water enter your home, having this coverage is like having a superhero. It doesn’t just pay for the damage but also helps fix things and any extra costs you might have because of the problem.
Getting water backup coverage is like having a safety blanket for your home. It protects you from unexpected water problems and is an intelligent way to avoid extra money from water damage.
Is There a Water Main Break Insurance Choice?
Flood insurance is a definite “yes” to covering water damage from outside your home, like if a water main breaks. It gives complete protection for all the damage caused by flooding. FEMA oversees the National Flood Insurance Program (NFIP). and is in charge of this. They say a flood is when too much water on land that’s usually dry and affects two acres or more of two properties.
FEMA’s NFIP provides flood insurance that the government backs, and you can choose between NFIP or private insurance. Incorporate flood insurance into your house insurance policy., especially if you live in an area where floods might happen. Floods can come when you least expect them, so this coverage is brilliant, even if your location is not considered high-risk.
Different insurance companies have various coverage and costs, so it’s essential to check a few policies before deciding. Talking to your insurance agent is helpful to understand their suggestions based on your situation. Taking the time to look at different options ensures you pick the right coverage for your property and possible risks.
Reach out to Elizabeth Drain Service. Your Water Main Might Break
If a water main breaks, quickly turn off the water at your house using the main shut-off valve to stop more damage. This fast action helps prevent extra harm to your property. After doing this, when you’re ready to check how bad things are and fix them, it’s a good idea to call the experienced plumbing team at Elizabeth Drain Service.
With over 30 years of fixing water mains, our dedicated team is always ready for emergencies. We know how upsetting a broken water main can be, and we promise to help you through it. When you’re prepared to handle the situation and make the needed repairs, call us at (908) 988-0365 immediately. We’ll quickly and reliably assist you in fixing your water main and protecting your property.
